Spectra Lending

Spectra Will Lend When Others Won't

Author

Nathan Whigham
November 07, 2024

Let me introduce you to Spectra Lending, a company that feels more like a partner in your real estate journey than just a lender. At its heart, Spectra is all about delivering fast and flexible financing solutions, especially when the stakes are high and time is of the essence. Whether you're tackling complex real estate projects, looking for bridge loans, or need rescue capital to get things back on track, Spectra is here to provide personalized support with quick capital deployment.

What sets Spectra apart is their human-driven approach. Unlike many lenders that rely on rigid algorithms, Spectra believes in common-sense underwriting and working through special situations. They understand the unique story behind each deal, making sure their financing solutions are tailored to your specific needs. With a commitment to speed, agility, and a true partnership, Spectra transforms real estate challenges into success stories.

States Where Spectra Will Lend:

With a national presence, Spectra Lending supports commercial real estate projects from coast to coast, as well as in key territories like Puerto Rico and the U.S. Virgin Islands.

Recent Deals:

Spectra Lending recently closed a $1.77M bridge loan for a prime mixed-use property after the borrower’s original lender backed out. Closed in 7 business days, this deal gave the borrower time to secure permanent financing for the $3.9M property.

In Manahawkin, NJ, Spectra provided a $1.875M refinance loan in Manahawkin, NJ, pulling a luxury home out of receivership and funding a $225,000 renovation reserve to finalize the remaining construction work— all within just over a week.

Atlanta, GA

• Mixed-Use Property, $1.77M Loan

• Last-Minute Rescue: Spectra Lending steps in when other lenders back out, ensuring deals close on time with fast, reliable financing.

• 7 days to close

Manahawkin, NJ

• Income-Generating Residential, $1.875M Loan

• Control Restored: Spectra Lending provides funding to help owners exit receivership.

• 9 days to close

Lending Criteria:

  • Min / Max Loan Amount: $750K - $10M

  • Max LTV: 75%

  • Property Types: All CRE Property Types, except for Office

  • Recourse: Recourse Required

For more information on Spectra Lending’s fast and flexible financing solutions, visit spectralending.com, email [email protected], call 1-888-707-4633 or click the button below.

Their team is ready to help make your next real estate project a success!

  • We’ve been building this email list this since 2017 and we’re up to 28,000+ professionals focused on the capital markets for alternative investments such as commercial real estate, the space industry, renewable energy, LATAM deals and utilizing Data-as-an-Asset. So you’re in good company.

  • Sponsors make this newsletter possible! Want to sponsor this newsletter? Click here.

  • EN Capital is NOT a broker dealer and does not sell securities

  • EN Capital is capital advisory firm / intermediary and NOT a direct capital source. Seriously, every time we sent out an email someone replies and gets pissy when they realize we’re intermediaries and not direct lenders. It’s clear on our website, LinkedIn and emails. We don’t know how to make it more obvious. Don’t be that guy.

Be sure to connect with EN Capital on Linkedin. and visit our website here.


Nathan Whigham
President
CA DRE Broker License: 01793655

EN Capital Contact Info:
www.encapital.com
[email protected]
Direct Line: 310-465-9253